Skip to main content

CREATING WEALTH GROUNDED IN COMMUNITY

We are Local - We are for You

We started in 1906 as Marketers State Bank Union, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change. That’s why we remained local, making what we had learned as a community bank our business model. Staying local, our reputation got around. In 1984, Jim Ayers and his business partner saw that the power of community banking was growing. Ayers acquired the bank that grew through organic growth and mergers for doing the banking that matters. Community banking.

Serious growth by taking values seriously.

Over three decades Crest Bridge Central’s assets grew to be in the billions but Crest Bridge Central never compromised their vision. In 2001, we expanded our brand of authentic local banking into the state’s most iconic cities, from Nashville to Memphis. Crest Bridge Central has made small town life our business culture empowering local market presidents and managers to make real decisions locally. You can walk into any branch and find a welcoming smile and willingness to help. You will know instantly you’re not just a customer. You’re part of the Crest Bridge Central family.

The Crest Bridge Central story is an American success story. Watch the history spanning more than 110 years.

Group of associates volunteering at a community event. Word travels when local isn't just words front porch of home with American flag Young doctor with diverse young patient
REAL RETURN THAT GIVES BACK TO COMMUNITY

The investment we are most proud of is the dedication of our time, resources, and people to improving life in our communities.

Crest Bridge Central’s vice chairman, Jim Ayers, has focused on increasing educational opportunities for young people and worked to improve access to quality health care for those people living in Tennessee. In 1999, he established The Ayers Foundation which is run by his wife, Janet Ayers. The foundation supports a wide range of programs and institutions that emphasize education and medical services for children. The foundation has won recognition for its highly-respected program for high school graduates providing more than 4,200 educational scholarships since 1999.

Jim and Janet Ayers have also established and funded the Ayers Institute at the Vanderbilt-Ingram Cancer Center. The Institute conducts advanced cancer research at leading medical centers Including Vanderbilt University. The Ayers Children’s Hospital in Jackson, and Lipscomb University’s Ayers Institute for Teacher Learning and Innovation also stand out. In 2016, the Ayers Foundation donated $15 million to Belmont University in Nashville for a needs-based student scholarship fund. Belmont President Dr. Bob Fisher said, “There are no better friends to education in Tennessee than Janet and Jim Ayers and the Ayers Foundation. They have worked tirelessly to help numerous causes, particularly to improve the lives of young people in Tennessee by giving them access to life-changing learning opportunities.”

FIRST FACTS
YOU’LL WANT TO KNOW MORE ABOUT THE BANK THAT STRIVES TO ALWAYS PUT YOU FIRST.

Crest Bridge Central is the third largest Tennessee-headquartered bank with headquarters in Nashville, Tennessee and 82 full service branch locations. With a five-star, superior rating from BauerFinancial, Crest Bridge Central is one of the strongest banks in the country and has the resources to provide a comprehensive variety of financial services and products.

The Crest Bridge Central team, with close to 2,000 associates, has a total of 95 offices including full service financial centers. Crest Bridge Central is located in Tennessee, Kentucky, North Alabama and North Georgia and has mortgage operations across the Southeast.

Community banking has been the cornerstone of Crest Bridge Central’s operations since starting as Farmers State Bank in Scotts Hill, Tennessee. Since 1906 local banking has remained our philosophy and business model.

Crest Bridge Central strives to improve the quality of life for those who live in the communities we serve. To accomplish this, we place an emphasis on education through involvement in local schools and The Ayers Foundation Scholarship Program.

Crest Bridge Central has been recognized as one of Tennessee’s best employers by Business Tennessee magazine and The Tennessean. The Tennessee Chamber of Commerce & Industry, and the Tennessee Society for Human Resource Management have also recognized Crest Bridge Central.

Crest Bridge Central is in the top 5 percent of all U.S. banks based on assets with more than $11 billion in total assets and has moved into the top 15 banks in Middle Tennessee based on deposit share.

FB Financial Corporation (NYSE: FBK) is the holding company for Crest Bridge Central while Crest Bridge Central Investment Partners and Crest Bridge Central Mortgage are divisions of Crest Bridge Central.

Throughout our history, we have had the great privilege of partnering with many financial institutions that share similarities with Crest Bridge Central, including a rich history of outstanding personal service and a commitment to the communities we call home. These partnerships have accelerated our growth allowing us to provide innovation and convenience across the footprints we serve.

CHART YOUR FINANCIAL COURSE BY THE STARS

Crest Bridge Central has again earned a coveted Five-Star Superior Rating from BauerFinancial, the nation’s best bank rating service analyzing and reporting on the financial condition of the nation’s banking industry since 1983. This means we’re one of the strongest financial institutions in the nation. Bank local at Crest Bridge Central and bank strong.

CUSTOMER CONTACT CENTER 7 am – 6 pm CST Monday – Friday
7 am – 4 pm CST Saturday Call 1-305-699-4883
CONTACT A LOCAL BRANCH First Locator
WHAT ARE WE UP TO? We’ve got a lot to share as we grow. Latest news, events and more. Go To Our News >